Also known as trader’s insurance, motor trade businesses need to have comprehensive cover in order to be fully protected.
There are many risk factors associated with motor trade and working with vehicles.
Motor trade insurance features usually fall into three categories: risk, liability or premises.
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Road Risk - Protects both business and customer vehicles during the day-to-day process of running your motor trade business
Motor Trade Liability Insurance - You can choose public, employers’ and product liability cover, depending on the unique needs of your business. Find out more about Motor Trade Liability Cover.
Motor Trade Business Interruption Cover - This feature guarantees revenue in the event your business cannot operate for any reason (e.g, extensive damage to working premises). Learn more about Business Interruption Cover.
Stock and Damage Cover - This will cover the cost of replacing any stock located at your business premises as well as vehicles that are kept on site
Any Driver - Provides cover for additional employees who are using business or customer vehicles while on duty. Learn more about Any Driver Cover.
Building and Contents - Covers the premises, equipment and stock in the event of damage by fire, flood or adverse weather, ensuring equipment is paid for quickly