Professional Indemnity Insurance

If you provide advice, designs or a service to your clients, you should give serious consideration to professional indemnity insurance.


Professional indemnity insurance, often referred to as professional liability insurance or PI insurance, covers legal costs and expenses incurred in your defence, as well as any damages or costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs to a client.

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    Key benefits:

    Professional negligence (i.e. making a mistake in a piece of work for a client)

    Unintentional breach of copyright and/or confidentiality

    Defamation and libel

    Loss of goods or money (your own or for which you are responsible)

    Loss of documents or data


    What trades do we cover?

    Professions that may need PI cover include


    IT professionals

    Architects and Surveyors

    Recruitment professionals


    Fitness professionals

    Marketing and media professionals

    Professional indemnity insurance provides cover for:

    legal costs and expenses in defending the claim

    compensation payable to your client to rectify the mistake

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