[Affiliate EN] Specialist
in partnership with
eCOVERS Insurance Broker
Providing effective financing.
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Corporation Tax
VAT
Self-Assessment
Our Strategic Underwriter:
Specialist Lending
Tax, VAT and another unsecured lending
Our product funding guidelines
We fund the following client liabilities:
Corporation Tax – up to 12 instalments
Self Assessment Income Tax – normally over 6 instalments, may consider 12 for January loans
VAT maximum 3 months – Corporation tax and income tax to be no more than 30 days past due date, VAT no more than 14 days, subject to confirmation of payment to HMRC
Professional Indemnity Insurance for professions
Solicitor’s Practice Certificate
FCA regulatory fee invoices
Minimum loan value £10k
”Personal
”For
”Loans
Directors searches will be performed
What does a good credit risk look like with us?
Our underwriters will look favourably at deals where:
Up to date full accounts available for review – no more than 9 months after period-end
Clean audit opinion
Good prior payment history with Premium Credit (if appropriate)
Profit making (pre-tax profit)
Positive current ratio – current assets exceed current liabilities
Value of loan proportionate to the net worth of business (especially where insolvent)
Reasonable level of external borrowings with sufficient headroom, e.g. use of overdraft – and in particular invoice discount/factoring where we are considering a VAT loan
Borrowing facilities not due to expire imminently.
Not high-risk industry sectors – e.g. retail, couriers over-reliant on single customer or solicitors where a significant proportion of business is derived from personal injury/medical negligence claims
Not multiple pre-registered charges – e.g. HP, mortgage, overdraft, invoice discounting, other loans, challenger banks
Regulated business applicants meet affordability checks
Let’s get in touch
See what other say about our services
eCOVERS Insurance Broker
Marian Gabriel Miron
2022-05-18
Verified
Am obținut o asigurare buna prin intermediul eCovers! Very helpful 👍
Caleb Desouza
2022-05-14
Verified
Very professional, helpful and knowledgeable. Felt at ease taking out my insurance with them.
Oros Ioan
2022-05-10
Verified
Excellent Customer service, helpfull and friendly staff. Best quote on the market, cheap Insurance. Best place to get Liability Insurance.
Costel Stoica
2022-05-05
Verified
I had a chance to have a quote for public liability. I was amazed how much I have learned about this product. I used to buy insurance which was just cheap. Now I understand that I need to have a insurance which will suit my business needs.
Ecovers Insurance Brokers is best broker I have ever dealt with.
For any business Insurance I recommend this broker.
Constantin Dumitrescu
2022-05-05
Verified
This company is very profesional. They help me with van insurance and public liability. I recommend this team
Vitali B
2022-05-03
Verified
I recommend this broker. Good job!
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If you’ve got a question or need help using our services, just let us know.
Get In Touch
eCOVERS Insuranace Broker is a trading name of Worldin Holding LTD. Registered office address: 93 Watling Avenue Burnt Oak, Middlesex, United Kingdom, HA8 0LA, Registred in England and Wales (Company number:11887726).
Worldin Holding Limited is authorised and regulated by Financial Conduct Authority. FCA number 840311.